Personal Capital Review

Personal Capital is a completely free financial management software. The legal disclosure within the platform provides detailed information on the data collected from site visitors, users, and other types of clients, presenting it in clear and structured tables. In addition to the free service, Personal Capital also offers a paid service for private clients, which provides tax-efficient portfolio customization, access to private equity, and a range of banking services through its partnership with BNY Mellon.
Personal Capital ensures high security standards, with data centers protected by multiple perimeter and internal security systems designed to prevent intrusions and monitor suspicious activities. The platform uses military-grade encryption algorithms (AES 256-bit). Users receive daily email updates listing all transactions from the previous day, allowing them to quickly identify any fraudulent activity. The software features an excellent user interface and a professional, sleek navigation system.

PERSONAL CAPITAL – TUTORIAL

PERSONAL CAPITAL – FEATURES

• Portfolio personalization: Considers all your investments and assets to create a financial plan tailored to stock options, private company shares, and highly appreciated securities.
• Tax efficiency: Helps minimize tax liability using municipal bonds and tax-managed individual stocks. Income-generating assets are placed in tax-deferred accounts, while capital gains-generating assets are placed in taxable accounts.
• Private banking services suite: Offers a wide range of financial products and services exclusively for private clients through BNY Mellon.
• Private equity access: Provides access to a diversified pool of private equity investments, previously available only to large institutional investors.
• Retirement savings: Combines qualified advisors and the proprietary Smart Withdrawal™ tool to help plan withdrawals and spending during retirement.