PocketGuard Review

PocketGuard is a financial management tool that helps you oversee various aspects of your personal finances, such as budgeting, debt, net worth, bills, and more. It provides a detailed view not only of your expenses but also of your cash flow. Additionally, its reports and analytics can be extremely useful if you’ve previously struggled to keep your spending under control.
You can link your bank accounts so that PocketGuard can analyze and track your transactions. If you prefer not to link your accounts, you can manually add transactions, a feature not all budgeting apps offer.
The Insights tab breaks down your spending with visual reports, including various chart types. The app will send alerts if you’re at risk of overspending based on your budget or if an upcoming bill is due.

POCKETGUARD – TUTORIAL

POCKETGUARD – FEATURES

• Net worth: uses various data connectors to track your net worth.
• Budgeting: flexible budgeting tools, custom categories, and rollover options to keep you on track.
• Recurring expenses: manage all your paychecks, bills, and subscriptions in one place.
• Debt payoff plan: create a personalized debt repayment schedule based on your strategy and budget.
• Spending insights: analyze tracked spending data to better adjust your budget.
• PFM course: learn more about personal finance, from budgeting mistakes to debt management.
• Financial goals: set a goal that is achievable and budget-friendly using the SMART method.
• Transactions: view all transactions from all your financial institutions in a single list.
• Leftover funds: always know how much spendable money you have after budgeting for essentials.
• Lower your bills: negotiate better rates for your cell phone, energy, or TV subscriptions.
• Cancel subscriptions: identify unwanted subscriptions you want to cancel and save money.
• Cash flow: monitor your profit or deficit by analyzing your recurring and variable expenses.